What Happens To You If You Got Rid Of That Three Digit Payment

{3 minute read}  You may think I’m crazy when I say you can be a millionaire by the time you are supposed to start collecting your social security checks.  Please, hear me out.  I’m not crazy.  Well, maybe a bit crazy but only because I love you!  You are why I spend time on this […]

My “go-to” show for when I don’t want to pay off debt

This TV show will definitely heal you of anything like: keeping up with the Joneses coveting your neighbor’s house desiring more space wanting more stuff Okay, okay.  Ready for it? “Million Dollar Listing” Lol.  That’s definitely not the show to watch. It’s more like this. “House Hunters: Tiny Home Edition“ YEEES!  You’ve seen it too??!!?! This […]

Why this green plastic thing saved my budget

Starring at $184,400 in debt only three years ago was depressing. No way around it.  Every time I input the amount of money we could pay a month into the amortization calculator it was YEARS before we would see traction in our debt payoff.  But that didn’t stop us. Sallie Mae, student loan debt lady, was […]

The Surprising Categories on Our Budget

Why so much talk about a budget, Jamye?  Because it’s around the first of the month!  This can be your best month yet!  {Maybe not your best but at least a good start because it does take a few good months to get your budget fine tuned… just being honest.} Sometimes finances can be so […]

Why this is not a bad word

Budget.  The only way to get to where you want to be financially is to budget.  It’s not a bad word. Dave Ramsey says “You have to tell your money where to go.”  {Or he says something like that!} My dad is old school.  {Love him!} Therefore, I’m a little old school.  He taught me […]

December’s Deception: Preventing The Trap Of Overspending

December is the month of gift giving, gift getting, or going in debt.  The choice is yours.  Marketing is up and so is spending.  If you are like everyone else, you find yourself running to the store to purchase a bottle of shampoo and end up in a trap to overspend.   Your eyes are attracted to […]