Peace & Prosperity–What is It? (Our Debt Payoff Story)

Today’s a big day for the Sack family. Five years ago we sat with a net worth (all our assets minus our debts) equal to over 1/2 a million dollars in debt. The funny part is that we looked like we were getting somewhere in life. We just bought our first home, Robert had a […]

What I Saw That Made Me Get Mad About Our Debt

Debt wasn’t really a problem for us.  Or so I thought.  In fact, I would’ve almost considered ourselves not to actually have debt because we could afford the payments every month.  Since we weren’t living paycheck to paycheck, debt wasn’t a problem to me.  At least until I saw this. One afternoon Robert emailed me […]

What Clues Are You Leaving To Your Children?

Robert and I headed to our hotel room after the Smart Conference.  While waiting for the elevator I turned around and there she was!  Dr. Meg Meeker.  Immediately I lost all composure and thanked her for making us cry during her message!  It wasn’t just me with tears.  Men all over the auditorium were weeping.  […]

What I Learned from Dave Ramsey at Smart Conference 2015

I have to admit, Dave Ramsey is one influential man!  If he hasn’t directly influenced you, it’s probably someone you know, right?  He’s influential not only in finances but in life.  This man is a natural born go-getter.  He speaks our language.  He knows what will inspire and equip us!   Problem: Our minds can […]

Confessions of a Woman on a Budget and Her Trip to Target

My trip to Target yesterday didn’t go as planned.  You see, the couple’s PB & J Halloween costumes we ordered came back to announce “we’re sorry for the inconvenience but we do not have your costume available for delivery.”  Argh!  {Truth be told, I wasn’t too jazzed about them anyway.}  So off to Target and […]

Have you ever struggled with this one emotion?

What a weekend that was! Celebrating 10 years of marriage. Alone time with Robert. Being equipped and inspired with 5,000 other people. Words cannot express this weekend. Yet, words cannot express the feelings I felt prior to the weekend.  The invisible words pinging through my mind and heart prior to departure… You see, it wasn’t […]

Find Out Why This Weekend Is More Than A Normal Three Days.

Guess where we went four years ago and where we’re going today (without kids)?! {Focused $, Focused Family…50th wedding anniversary, Here. We. Come.} Four years ago, it was 2011.  This was our 6th anniversary and Robert had planned a surprise weekend getaway.  I was beyond excited.  Not just because I love surprises, but because I wanted to […]

I know you will like this FREE Video…

There is not much I need to say. These men… Jesus, my husband, my dad, and now, Dave Ramsey, have changed my life. Dave has inspired me with practical steps to get to where I knew we could be financially.  You may think that we have gone through Financial Peace University.  No, we actually haven’t.  All we […]

The Hubby Actually Let Me Do This {My FREE 3-Minute Video Story}

Can I just be honest here?  When you have been starring at the same finances for months, and your lifestyle is the same, it’s almost as if there is NO way to see hope!  I was secretly starting to feel that way with $184,400 in debt.  I didn’t want to become a crazy coupon lady […]

The Lazy Budgeter’s Way to Motivation

I love to be motivated.  And I love to motivate.  But there are some days I am NOT motivated at all.  Especially when it comes to money. How do I stay motivated in finances?  How do I not spend the money we make and instead send ooogles amount of money every month to interest and […]