Peace & Prosperity–What is It? (Our Debt Payoff Story)

Today’s a big day for the Sack family. Five years ago we sat with a net worth (all our assets minus our debts) equal to over 1/2 a million dollars in debt. The funny part is that we looked like we were getting somewhere in life. We just bought our first home, Robert had a […]

Why Your Purple Folder Could Propel You Financially

You need a purple folder.  Okay, maybe not purple.  But a folder.  Let me give one definite fact. You won’t always FEEEEL good about your finances. When Robert and I decided that no one was going to pay for this big giant $80,000 school loan for us, we decided to go for it.  We called […]

How One Decision Lost Me $1.15 Million Dollars

Have you ever wanted to just kick yourself?  Hindsight is 20/20, right?  This specific hindsight makes me cringe.  This one decision I made cost me $1.15 million dollars.  Basically, I gave up being a millionaire for … well, let me tell you the story. My Story, My Mistake When I was 16, our Christian youth group […]

What Happens To You If You Got Rid Of That Three Digit Payment

{3 minute read}  You may think I’m crazy when I say you can be a millionaire by the time you are supposed to start collecting your social security checks.  Please, hear me out.  I’m not crazy.  Well, maybe a bit crazy but only because I love you!  You are why I spend time on this […]

What I Saw That Made Me Get Mad About Our Debt

Debt wasn’t really a problem for us.  Or so I thought.  In fact, I would’ve almost considered ourselves not to actually have debt because we could afford the payments every month.  Since we weren’t living paycheck to paycheck, debt wasn’t a problem to me.  At least until I saw this. One afternoon Robert emailed me […]

Confessions of a Woman on a Budget and Her Trip to Target

My trip to Target yesterday didn’t go as planned.  You see, the couple’s PB & J Halloween costumes we ordered came back to announce “we’re sorry for the inconvenience but we do not have your costume available for delivery.”  Argh!  {Truth be told, I wasn’t too jazzed about them anyway.}  So off to Target and […]

Why You Should “Blank” the Joneses

“Blank the Joneses” she says. Rachel Cruze got on the stage.  And all I could think of was “How does she look soooo good after having a baby 6 months ago?!”  My shock and amazement vanished as I listened to the funny, informative, and motivational message she shared about money.  Has she ever been in […]

What is your R: IQ? Calculate in seconds!

What is your specific number {calculator below}? All you need are three things: A desire: What you want life to look like when you retire… Then pick a monthly income you want, or need. What age you want to retire at. Calculate and wallah! You are empowered to live your dreams. No matter your age, […]

Find Out Why This Weekend Is More Than A Normal Three Days.

Guess where we went four years ago and where we’re going today (without kids)?! {Focused $, Focused Family…50th wedding anniversary, Here. We. Come.} Four years ago, it was 2011.  This was our 6th anniversary and Robert had planned a surprise weekend getaway.  I was beyond excited.  Not just because I love surprises, but because I wanted to […]

I know you will like this FREE Video…

There is not much I need to say. These men… Jesus, my husband, my dad, and now, Dave Ramsey, have changed my life. Dave has inspired me with practical steps to get to where I knew we could be financially.  You may think that we have gone through Financial Peace University.  No, we actually haven’t.  All we […]