Confessions of a Woman on a Budget and Her Trip to Target

My trip to Target yesterday didn’t go as planned.  You see, the couple’s PB & J Halloween costumes we ordered came back to announce “we’re sorry for the inconvenience but we do not have your costume available for delivery.”  Argh!  {Truth be told, I wasn’t too jazzed about them anyway.}  So off to Target and […]

Why You Should “Blank” the Joneses

“Blank the Joneses” she says. Rachel Cruze got on the stage.  And all I could think of was “How does she look soooo good after having a baby 6 months ago?!”  My shock and amazement vanished as I listened to the funny, informative, and motivational message she shared about money.  Has she ever been in […]

The Hubby Actually Let Me Do This {My FREE 3-Minute Video Story}

Can I just be honest here?  When you have been starring at the same finances for months, and your lifestyle is the same, it’s almost as if there is NO way to see hope!  I was secretly starting to feel that way with $184,400 in debt.  I didn’t want to become a crazy coupon lady […]

The Lazy Budgeter’s Way to Motivation

I love to be motivated.  And I love to motivate.  But there are some days I am NOT motivated at all.  Especially when it comes to money. How do I stay motivated in finances?  How do I not spend the money we make and instead send ooogles amount of money every month to interest and […]

Why this green plastic thing saved my budget

Starring at $184,400 in debt only three years ago was depressing. No way around it.  Every time I input the amount of money we could pay a month into the amortization calculator it was YEARS before we would see traction in our debt payoff.  But that didn’t stop us. Sallie Mae, student loan debt lady, was […]

The Surprising Categories on Our Budget

Why so much talk about a budget, Jamye?  Because it’s around the first of the month!  This can be your best month yet!  {Maybe not your best but at least a good start because it does take a few good months to get your budget fine tuned… just being honest.} Sometimes finances can be so […]

Why this is not a bad word

Budget.  The only way to get to where you want to be financially is to budget.  It’s not a bad word. Dave Ramsey says “You have to tell your money where to go.”  {Or he says something like that!} My dad is old school.  {Love him!} Therefore, I’m a little old school.  He taught me […]

How $139k Weighed Down My Dream

Today was my first day. I woke up with butterflies in my stomach. I opened the kindergarten classroom with the big “volunteer” badge so proudly decorating my shirt. I had made it. I had successfully become an over-involved parent disguising myself as a classroom parent volunteer. I walked into the room. There she was. Emma. […]