Peace & Prosperity–What is It? (Our Debt Payoff Story)

Today’s a big day for the Sack family. Five years ago we sat with a net worth (all our assets minus our debts) equal to over 1/2 a million dollars in debt. The funny part is that we looked like we were getting somewhere in life. We just bought our first home, Robert had a […]

Why Your Purple Folder Could Propel You Financially

You need a purple folder.  Okay, maybe not purple.  But a folder.  Let me give one definite fact. You won’t always FEEEEL good about your finances. When Robert and I decided that no one was going to pay for this big giant $80,000 school loan for us, we decided to go for it.  We called […]

What I Saw That Made Me Get Mad About Our Debt

Debt wasn’t really a problem for us.  Or so I thought.  In fact, I would’ve almost considered ourselves not to actually have debt because we could afford the payments every month.  Since we weren’t living paycheck to paycheck, debt wasn’t a problem to me.  At least until I saw this. One afternoon Robert emailed me […]

Why You Should “Blank” the Joneses

“Blank the Joneses” she says. Rachel Cruze got on the stage.  And all I could think of was “How does she look soooo good after having a baby 6 months ago?!”  My shock and amazement vanished as I listened to the funny, informative, and motivational message she shared about money.  Has she ever been in […]

Find Out Why This Weekend Is More Than A Normal Three Days.

Guess where we went four years ago and where we’re going today (without kids)?! {Focused $, Focused Family…50th wedding anniversary, Here. We. Come.} Four years ago, it was 2011.  This was our 6th anniversary and Robert had planned a surprise weekend getaway.  I was beyond excited.  Not just because I love surprises, but because I wanted to […]

I know you will like this FREE Video…

There is not much I need to say. These men… Jesus, my husband, my dad, and now, Dave Ramsey, have changed my life. Dave has inspired me with practical steps to get to where I knew we could be financially.  You may think that we have gone through Financial Peace University.  No, we actually haven’t.  All we […]

My “go-to” show for when I don’t want to pay off debt

This TV show will definitely heal you of anything like: keeping up with the Joneses coveting your neighbor’s house desiring more space wanting more stuff Okay, okay.  Ready for it? “Million Dollar Listing” Lol.  That’s definitely not the show to watch. It’s more like this. “House Hunters: Tiny Home Edition“ YEEES!  You’ve seen it too??!!?! This […]

Why this green plastic thing saved my budget

Starring at $184,400 in debt only three years ago was depressing. No way around it.  Every time I input the amount of money we could pay a month into the amortization calculator it was YEARS before we would see traction in our debt payoff.  But that didn’t stop us. Sallie Mae, student loan debt lady, was […]

Why this is not a bad word

Budget.  The only way to get to where you want to be financially is to budget.  It’s not a bad word. Dave Ramsey says “You have to tell your money where to go.”  {Or he says something like that!} My dad is old school.  {Love him!} Therefore, I’m a little old school.  He taught me […]